Step 1
Set the monthly path
Translate the target and time available into a monthly contribution estimate.
Try a 12-15 year horizon with a return range, not one guaranteed number.
Save one realistic SIP scenario on this device.
Open calculator Back to planning journeys
Guided plan
First crore journey
Start with a monthly investment, test an annual step-up, account for inflation, and keep the goal connected to your wider balance sheet.
Outcome
A contribution range, growth path, and repeatable review routine.
Your local progress
0/4 steps1. Set the monthly path
2. Add an annual step-up
3. Check purchasing power
4. Connect the goal
Progress is stored only in this browser and can be cleared from any calculator or the homepage.
Work in sequence
Four decisions, one connected plan
Each calculator opens with journey progress attached. Save useful scenarios locally, then use Continue to move to the next decision.
Step 2
Add an annual step-up
Test whether increasing contributions with income reduces dependence on high return assumptions.
Compare a flat SIP with a 5% or 10% annual contribution increase.
Compare the stepped contribution with the flat plan.
Open calculator Step 3
Check purchasing power
A crore in the future will not buy what it buys today.
Review the target at more than one inflation assumption.
Record the inflation-adjusted target in your planning notes.
Open calculator Step 4
Connect the goal
Track this investment alongside debt, emergency savings, and other assets.
Use broad categories and avoid entering account numbers or identifiers.
Review whether the goal improves total net worth without weakening liquidity.
Open calculator Sources and review
Owned by Wealth Planner editorial. Last reviewed 10 July 2026. Calculator results remain educational estimates.