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Tax-year update
Tax Year 2026-27 planning checklist
A source-linked checklist for the new regime, HRA, Section 80C-style planning, and NPS.
Owner: Wealth Planner editorialReviewed: 10 July 2026
Start with the applicable regime
The Wealth Planner new-regime calculator uses Tax Year 2026-27 slabs, a Rs. 75,000 standard deduction where applicable, rebate logic, surcharge, and 4% cess. Confirm residency, income categories, payroll treatment, and filing eligibility before relying on the estimate.
Do not combine incompatible assumptions
Keep a saved local scenario for each valid alternative instead of blending deductions from different regimes into one answer.
- HRA exemption requires personal eligibility and the relevant salary, rent, and city inputs.
- The 80C planner is an inventory tool; it does not make a product suitable or confirm deduction eligibility.
- NPS exit, annuity, and tax treatment can vary by sector, corpus, and exit reason.
Documents to reconcile
Reconcile the estimate with salary statements, rent evidence, eligible investment records, capital-gain statements, and the current Income Tax Department guidance. Use a qualified professional for filing or complex income.