Wealth Planner

Calculate profit or loss on gold investments including making charges and GST.

Gold Profit Calculator

Personal Finance
₹6,500
₹7,200
100 grams
8.0%
3.0%

Results

Profit
2%
Profit
Total Investment₹7.04 L
Sell Value₹7.20 L
Profit₹16,440
Effective Buy Price₹7,036/g
Profit
+₹16,440
Return %
+2.34%
Total Investment
₹7.04 L
Gold: ₹6.50 L + Making: ₹52,000 + GST: ₹1,560
Effective Buy Price/g
₹7,036
Cost Breakdown
Gold Cost₹6,50,000
Making Charges₹52,000
GST on Making₹1,560
Total Investment₹7,03,560

About Gold Profit Calculator

Guide

1Calculate Your Gold Investment Returns

The Gold Profit Calculator helps you determine the profit or loss on your gold investments by comparing the purchase price with the current or selling price. Whether you bought physical gold, gold ETFs, sovereign gold bonds, or digital gold, this calculator gives you the exact return on your investment.

Gold has historically been a strong performer in India due to the combined effect of global gold price appreciation and rupee depreciation against the US dollar.

2How Gold Profit is Calculated

Profit = Selling Value - Purchase Value - Transaction Costs

Return % = (Profit / Purchase Value) × 100

  • Purchase Value: Price per gram × weight at the time of buying
  • Selling Value: Current price per gram × weight
  • Transaction Costs: Making charges (for jewelry), GST, brokerage (for ETFs), storage fees

For annualized returns, use: CAGR = (Selling Value / Purchase Value)^(1/years) - 1

3How to Use This Gold Profit Calculator

  • Step 1: Enter the purchase price per gram and weight of gold bought
  • Step 2: Input any additional costs (making charges, GST, etc.)
  • Step 3: Enter the current or selling price per gram
  • Step 4: View total profit, percentage return, and annualized CAGR

4Tax Rules on Gold Profits in India

  • Physical Gold & Gold ETFs: Capital gains are taxed as per your income slab regardless of holding period (as per new rules)
  • Sovereign Gold Bonds (SGBs): Capital gains are completely tax-free if held until maturity (8 years). Interest of 2.5% p.a. is taxable as per slab.
  • Digital Gold: Taxed similar to physical gold
  • Indexation: For investments made before certain dates, indexation benefits may be available — consult a tax professional

Frequently Asked Questions

FAQ